The Home Information Pack
The Government has introduced Home Information Packs to improve the process of buying and selling a home. All homes marketed for sale from 14 December 2007 in England and Wales will need a Home Information Pack (HIP).
A key component of the HIP is the Energy Performance Certificate (EPC), which will rate the home's energy efficiency, using graphs like those on fridges and washing machines (see example below).
It includes recommendations on how to cut fuel bills and reduce carbon emissions, encouraging people to make improvements to the energy efficiency of their homes.
Currently, any property that was already on the market on the relevant commencement date (ie 1 August 2007 for sales of homes with four or more bedrooms; 10 September 2007 for those with three or more bedrooms and 14 December for all properties) does not need to have a Home Information Pack.
To find out more, visit: www.homeinformationpacks.gov.uk.
What goes into a HIP?
The mandatory documents are:
• An index (ie a list of the contents of the HIP)
• A sale statement (summarising the terms of sale)
• Evidence of title
• Standard searches (ie local authority enquiries and a drainage and water search)
• An Energy Performance Certificate (EPC)
• Commonhold information (where appropriate)
• A copy of the lease (where appropriate)
Find out more about 'Whats in a Home Information Pack' here.
Compulsory Documents ('Required') - for example, the evidence of title that proves it's yours to sell. Documents that are optional include:
• A Home Condition Report (HCR)
• Additional leasehold, information
• Guarantees and warranties
• Other searches relevant to the particular area
Optional Documents ('Authorised') - such as the Home Condition Report which gives buyers a clear idea of what work, if any, needs to be done to the property.
To find out more follow the 'Whats in a Home Information Pack' link above, then select either the 'Compulsory Documents' or 'Optional Documents' Link (both highlighted in Red).
A key component of the HIP is the Energy Performance Certificate (EPC), which will rate the home's energy efficiency, using graphs like those on fridges and washing machines.
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